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Glossary of Workers'
Compensation Law Terms
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Legal
Glossaries Index
Party: Generally
includes anyone who has an interest in your claim (i.e. the insurance company,
your employer, attorney, etc.)
Permanent and stationary (P&S): Your medical condition has reached
maximum medical improvement. Once you are P&S, a doctor can assess how much,
if any, permanent disability resulted from your work injury.
Permanent disability: Any lasting disability that results in a reduced
earning capacity after maximum medical improvement is reached.
Permanent disability rating: A percentage that estimates how much a job
injury permanently limits the kinds of work you can do. It is based on your
medical condition, date of injury, age when injured, occupation when injured,
how much of the disability is caused by your job, and your diminished future
earning capacity. It determines the number of weeks you are entitled to
permanent disability benefits.
Permanent disability benefits: Payments you receive when your work injury
permanently limits the kinds of work you can do or your ability to earn a
living.
Permanent disability advance: A voluntary lump sum payment of permanent
disability you are entitled to in the future.
Permanent disability payments: A mandatory bi-weekly payment based on the
portion of permanent disability received before and/or after an award is issued.
Permanent partial disability benefits: Payments you receive when your
work injury partially limits the kinds of work you can do or your ability to
earn a living.
Permanent total disability benefits: Payments you receive when you are
considered permanently unable to earn a living.
Penalty: An amount of money you receive because something wasn't done
correctly in your claim.
Petition for reconsideration: A legal process to appeal a decision issued
by a judge.
Pre-designated physician: A physician that can treat your work injury if
you advised your employer in writing, before the injury occurred. You can
pre-designate your personal doctor or a doctor of osteopathy (D.O.).
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